Balancing the Badge
to Make a Difference

What every law enforcement professional should
know about managing money and life.

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Balancing the Badge to Make a Difference is a holistic approach toward balancing a law enforcement career with a purpose-driven retirement. It is based on a relationship with God and family, and a solid financial plan.

My passion for creating the Balancing the Badge concept and writing a book began while working alongside peace officers and providing financial services to them. I quickly recognized the importance of Balancing the Badge to not only provide financial security for officers in retirement, but also for developing a purpose-driven retirement to keep retirees motivated, healthy, productive, and most importantly, happy in retirement.

Research for the book included more than 36 years of police experience as an officer and a manager, providing financial services to officers and the public for over 20 years, raising a family, my relationship to God, teaching financial planning and life planning for over seven years to officers and cadets, and conducting extensive interviews with law enforcement professionals regarding their life goals during their career and into retirement.

The goal for the book is about transforming law enforcement personnel to embrace the concept of Balancing the Badge because a purpose-driven retirement is critical for law enforcement survival. The objective of the book is to provide the tools to cross the bridge from achieving financial wealth, to also achieving life wealth. Building a life portfolio is as important as building a financial portfolio.

The book is for all officers at any stage of their career including retirees that wish to live a life worth living and can easily be applied to other careers as well.

Jim Kalinowski

Balancing the Badge Founder
Police Veteran | Financial Advisor | Author